ESSA Savings Bank
(570) 421-0531
(800) 439-0715
(855) 713-8001
| Product Type | Interest Tier Levels | APY2 | Interest Rate | |
|---|---|---|---|---|
| Relationship Checking 1 | $10,000.00 - $49,999.99 | .05% | .05% | How to Open |
| $50,000.00 - $99,999.99 | .05% | .05% | How to Open | |
| $100,000.00 and over | .10% | .10% | How to Open |
Deposit rates are effective as of December 18, 2018, and are subject to change.
DEPOSITS INSURED BY THE FDIC.
| Product Type | APY2 | Interest Rate | Min. Balance to earn interest | |
|---|---|---|---|---|
| Statement Savings1 | .05% | .05% | $100.00 | HOW TO OPEN |
| Passbook Savings1 | .05% | .05% | $100.00 | HOW TO OPEN |
Deposit rates are effective as of December 18, 2018, and are subject to change.
DEPOSITS INSURED BY THE FDIC.
| Interest Tier Levels | Interest Rate | |
|---|---|---|
| $10,000 to $249,999.99 | Index minus 0.25% | HOW TO OPEN |
| $250,000 and over | Index | HOW TO OPEN |
Deposit rates are effective as of December 18, 2018 and are subject to change.
DEPOSITS INSURED BY THE FDIC
New money only. New money is defined as funds not currently on deposit with ESSA.
The index is the High End of the Federal Funds Rate Target as published in the Wall Street Journal as of the last business day of the previous month and will be effective on the first day of the current month.
Index rate on this account is capped at 3.0%.
| Interest Tier Levels | APY2 | Interest Rate | |
|---|---|---|---|
| $2,500 to $9,999.991 | .10% | .10% | HOW TO OPEN |
| $10,000 to $24,999.991 | .15% | .15% | HOW TO OPEN |
| $25,000 to $49,999.991 | .20% | .20% | HOW TO OPEN |
| $50,000 to $99,999.991 | .45% | .45% | HOW TO OPEN |
| $100,000 to $249,999.991 | .50% | .50% | HOW TO OPEN |
| $250,000 to 499,999.991 | .50% | .50% | HOW TO OPEN |
| $500,000 to $999,999.991 | .55% | .55% | HOW TO OPEN |
| $1,000,000.00 and over1 | .60% | .60% | HOW TO OPEN |
Deposit rates are effective as of December 18, 2018, and are subject to change.
DEPOSITS INSURED BY THE FDIC.
| CD Term | APY2 | Interest Rate | Minimum Balance | |
|---|---|---|---|---|
| 30 - Day Term | .40% | .40% | $10,000.00 | HOW TO OPEN |
| 91 - Day Term | .50% | .50% | $1,000.00 | HOW TO OPEN |
| 182 - Day Term | .60% | .60% | $1,000.00 | HOW TO OPEN |
| 9 - Month Term1 | 1.75%* | 1.74% | $1,000.00 | HOW TO OPEN |
| 12 - Month Term1 | 1.25% | 1.24% | $1,000.00 | HOW TO OPEN |
| 12 - Month Step-Up CD1 | 1.05% | 1.04% | $1,000.00 | HOW TO OPEN |
| 15 - Month Term1-New Money3 | 2.50% | 2.48% | $1,000.00 | HOW TO OPEN |
| 18 - Month Term1 | 1.35% | 1.34% | $1,000.00 | HOW TO OPEN |
| 24 - Month Term1 | 1.45% | 1.44% | $1,000.00 | HOW TO OPEN |
| 24- Month Term1-New Money3 | 2.50% | 2.48% | $1,000.00 | HOW TO OPEN |
| 24 - Month Step-Up CD1 | 1.25% | 1.24% | $1,000.00 | HOW TO OPEN |
| 30 - Month Term1 | 1.50% | 1.49% | $1,000.00 | HOW TO OPEN |
| 36 - Month Term1 | 1.55% | 1.54% | $1,000.00 | HOW TO OPEN |
| 36 - Month Step-Up CD1 | 1.35% | 1.34% | $1,000.00 | HOW TO OPEN |
| 48 - Month Term1 | 1.60% | 1.59% | $1,000.00 | HOW TO OPEN |
Deposit rates are effective as of December 18, 2018 and are subject to change.
IRA Certificates of Deposit are available in terms of 12 to 60 months only and offer the same rates as ESSA’s regular CDs but have a $250.00 minimum deposit.
DEPOSITS INSURED BY THE FDIC.
All rates are subject to change and are stated as of the date listed above. If you would like current rate information, please call any ESSA office.
Substantial interest penalty may be required for early withdrawal on certificates of deposit.
*9-Month CD is a limited time offer subject to change without notice. New money only. New money is defined as funds not currently on deposit with ESSA.
| Product Type | APY2 | Interest Rate | Min. Balance to earn interest | |
|---|---|---|---|---|
| Business Plus Checking1 | .10% | .10% | $1,000.00 | How to Open |
| Statement Savings3 | .05% | .05% | $100.00 | How to Open |
Deposit rates are effective as of December 18, 2018, and are subject to change.
DEPOSITS INSURED BY THE FDIC.
| Interest Tier Levels | Interest Rate | |
|---|---|---|
| $10,000-$249,999.991 | Index minus 0.25% | HOW TO OPEN |
| $250,000 or more1 | Index | HOW TO OPEN |
Deposit rates are effective as of December 18, 2018 and are subject to change.
DEPOSITS INSURED BY THE FDIC
New money only. New money is defined as funds not currently on deposit with ESSA.
The index is the High End of the Federal Funds Rate Target as published in the Wall Street Journal as of the last business day of the previous month and will be effective on the first day of the current month.
Index rate on this account is capped at 3.0%.
| Interest Tier Levels | APY2 | Interest Rate | |
|---|---|---|---|
| $10,000 to $24,999.991 | .10% | .10% | HOW TO OPEN |
| $25,000 to $99,999.991 | .25% | .25% | HOW TO OPEN |
| $100,000 to $499,999.991 | .35% | .35% | HOW TO OPEN |
| $500,000 and over1 | .40% | .40% | HOW TO OPEN |
Deposit rates are effective as of December 18, 2018, and are subject to change.
DEPOSITS INSURED BY THE FDIC.
