You don’t get a loan. You fulfill a dream! Let's face it, from time to time we all need extra cash to help turn those home improvement Pinterest® boards into reality, pay tuition for college, or splurge on a vacation. Whatever the reason, you can use the roof over your head, your home, to ensure you have the funds you need, when you need them.

Features:

  • Fixed interest rate
  • Loan may be tax deductible1
  • Borrow what you need in one lump sum (aka second mortgage)
  • Rate quote guaranteed for 60 days
  • Loans range from $10,000 to $200,0002
  • Terms from 12 to 180 months

For a timely response you must direct all billing inquiries and requests for information on your loan to:  ESSA Bank & Trust, Attn: Loan Servicing, PO Box L, Stroudsburg, PA 18360-0160.

All loans are subject to credit approval.

Check with your tax adviser for eligibility.

Maximum loan is $200,000 if ESSA holds all liens ($100,000 if ESSA is in a 2nd lien position.)