The quest to find the money you need for the things you want can be a challenge. You watch Antiques Roadshow® and search eBay to find items of value that might already be in your home or attic. Well, stop searching. You have an option and it's right above your head; it's your home! With a Home Equity Line of Credit, you can use the equity in your home to borrow with flexibility.

Features:

  • Type of loan may be tax deductible1
  • Borrow what you need, when you need it
  • Loans range from $10,000 to $150,0002
  • 10 year draw period/10 year repayment period

For a timely response you must direct all billing inquiries and requests for information on your loan to:  ESSA Bank & Trust, Attn: Loan Servicing, PO Box L, Stroudsburg, PA 18360-0160.

All loans are subject to credit approval.

1

Check with your tax adviser for eligibility.

2

Maximum loan is $150,000 if ESSA holds all liens ($100,000 if ESSA is in a 2nd lien position.)