Current Rates

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Auto Loans

YearAPR1Term
New 2017 - 2018 Models3.50%Up to 72 MonthsAPPLY NOW
Used 2013 - 2018 Models4.00%Up to 60 MonthsAPPLY NOW

Auto Loan rate are effective as of August 13, 2018, and are subject to change.

The rate shown is indicative of the rate for a qualified borrower buying a new car, a 720+ credit score, 80% or less LTV, and electing to have payments automatically deducted from their ESSA checking account. Rates will differ among borrowers based upon various factors, including the borrower’s credit score, the age of the car, and the amount of the down payment.

1Annual Percentage Rate

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Unsecured Personal Loans

Min/Max LineAPR1Term
$2,500 - $50,0008.10%12-36 MonthsAPPLY NOW

Personal Loan rates are effective as of August 13, 2018, and are subject to change.

The rates shown are indicative of rates for a qualified borrower with a 720+ credit score who is electing to have payments automatically deducted from their ESSA checking account and is not providing collateral. Rates and terms will differ among borrowers based upon their credit score and other factors.

1Annual Percentage Rate

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Unsecured Personal Lines of Credit

Min/Max LineAPR2Term
$2,500-$40,000Prime + 2%1Required Payments Based on 60 Month TermAPPLY NOW

Personal Line of Credit rates are effective as of August 13, 2018, and are subject to change.

The rate shown is indicative of a qualified borrower with a 740 credit score. Rates and terms will differ among borrowers based upon their credit score and other factors.

1
The rates stated above are variable rates and adjust monthly based on the Prime Rate published in The Wall Street Journal. Unsecured Lines of Credit will have a floor of 7.50% APR and a maximum rate of 18.00% APR.

After the first year, an annual maintenance fee of $15.00 is billed in the anniversary month.

2
Annual Percentage Rate

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