ESSA offers financing for both new and used automobiles. If you come in before you start to shop, we can even pre-approve your loan so you'll have more flexibility.
Terms You Can Live With - You understand your financial situation better than anyone else. That's why we provide flexible terms to meet your needs. We offer terms of up to five years for most vehicles and up to seven years for certain luxury cars. All automobile loans offered by ESSA Bank & Trust have a fixed interest rate.
Personal Loans & Lines of Credit
Whether it's a vacation, a wedding or one of life's unexpected emergencies, ESSA Bank & Trust has the loan to help you through.
If you need to borrow money for any personal reason, ESSA has unsecured loans available with fixed rates and a variety of terms. Or, if you prefer, ESSA offers variable rate personal lines of credit. This option offers the flexibility to "write your own loan" and borrow the amount you need when you need it, without having to apply for multiple loans.