Get a rate as low as 4.25%APR1Get Started
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What are your big plans? Whether you plan to remodel your kitchen, build an addition, go back to school, or consolidate debt, ESSA Bank & Trust’s Home Equity Line of Credit (HELOC) can help make it happen. Backed by the equity in your home, this revolving line of credit makes it easy to pay for your next big purchase or a series of smaller ones. You can use our low-rate HELOC to:
All loans are subject to credit approval.
1APR=Annual Percentage Rate. Rate is effective as of 2/20/2018, and is subject to change. Rate shown is indicative of a rate for a borrower with a 720+ credit score and 67% or less combined loan-to-value ratio on a single-family detached dwelling occupied as the borrower’s principal residence. Rates will differ based upon various factors, including the borrower’s credit score and the loan-to-value ratio. Rate shown is a variable rate and adjusts monthly based on the Prime Rate published in The Wall Street Journal. Maximum loan is $150,000 if ESSA holds all liens and $100,000 if ESSA is in second lien position. 10-year draw period/10-year repayment period. $500.00 minimum draw amount. The maximum APR is 18%; minimum APR is 3.75%. The APR does not include costs other than interest. Typical fees range from $400-$475 plus annual maintenance fee of $15, which is waived for the first year. Property insurance required.
2Check with your tax adviser for eligibility.