Get a rate as low as 5.25%APR1
On a Home Equity
Line of Credit
Improve Your Home
Pay College Tuition
Pay for a Wedding
All loans are subject to credit approval. Other rates and terms available.
1APR = Annual Percentage Rate. Rate is effective as of 12/10/18 and is subject to change. This is our standard APR, your APR may vary based on credit qualification and appraisal requirements. Maximum interest rate is 18.00%, with a floor of 3.75%.
2Line must be secured by an owner occupied 1-2 family dwelling not currently listed for sale. Maximum LTV of 75% (70% if non-ESSA first lien). Minimum line amount is $10,000 and maximum line amount is $250,000 ($200,000 if non-ESSA first lien). Line can be drawn on for a 10-year period with the required minimum monthly payment the greater of $100 or monthly interest. After the 10-year draw any outstanding loan balance is amortized over 120 months with the variable APR. Annual fee is $25 (waived for the first year).
Approved borrower is responsible for mortgage recording fees at account opening which range from $73 to $200 and are based on collateral location. Property insurance and flood insurance, if applicable, are required. This is a variable rate which may increase.
3Consult your tax adviser for eligibility.