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Pay for Your Big Plans with a Home Equity Line of Credit.


Get a rate as low as 4.25%APR1

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Access the Cash You Need, When You Need It, for Practically Anything.

Improve Your Home

Pay College Tuition

Consolidate Debt

Pay for a Wedding

Get Started Now.

Use the drop-down menu below to find your local mortgage professional or Apply Online.

  • Amy Mraz's Picture

    I'm happy to help.

    Amy Mraz

    (570) 664-9841NMLS# 993970

  • Betty Gambucci's Picture

    I'm happy to help.

    Betty Gambucci

    (570) 234-0660NMLS# 454164

  • William Mathewson's Picture

    I'm happy to help.

    William Mathewson

    (570) 300-7076NMLS# 41108

Dream It. Then Do It.

What are your big plans? Whether you plan to remodel your kitchen, build an addition, go back to school, or consolidate debt, ESSA Bank & Trust’s Home Equity Line of Credit (HELOC) can help make it happen. Backed by the equity in your home, this revolving line of credit makes it easy to pay for your next big purchase or a series of smaller ones. You can use our low-rate HELOC to:

Interested in a Home Equity Loan Instead of a Line of Credit?

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