Home Equity Loan | ESSA Bank & Trust
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Upgrade Your Home with a Fixed-Rate Loan.


Get a rate as low as 3.50%APR1 5-year fixed rate as of 8/13/2018.

Get Started

Our Low-Rate Home Equity Loan Can Help You Complete Your Next Big Project.

Build an Addition

Renovate Your Kitchen

Redo Your Bathroom

Upgrade Your Backyard

Get Started Now.

Use the drop-down menu below to find your local mortgage professional or Apply Online.

Bank Confidently with an ESSA Home Equity Loan.

Our Home Equity Loan can be a smart way to reach your home improvement goals – whatever they may be. Whether you plan to build an addition, upgrade your kitchen, or create an outdoor living space, we can help make it happen. With our low-rate Home Equity Loan, you can:

Interested in a Line of Credit instead of a Home Equity Loan?

Learn More About Our HELOC